Tucked into the woods with scenic views of the Kinnickinnic River, Edgewater offers quiet apartment living space for persons age 62 or better or and persons with disabilities. Conveniently located right on Main Street, you are within walking distance of downtown shops and restaurants. Each apartment has a deck or patio for your own private outdoor space. Take advantage of the large patio and garden space this newly remodeled building has to offer.​

Rents for one and two bedroom apartments are extremely affordable starting at $435for a one bedroom and $582 for a two bedroom. The indoor community rooms provide the perfect setting for socializing with neighbors who will soon become friends or for hosting family gatherings.

Does this sound like the place for you? Apply today!

The Details

Below you will find general information about Edgewater . This includes information on rent, funding and finances, building amenities and more. If you have any questions about Edgewater, please contact our staff at RFHA. ​We are always happy to help!


  • Apartment

  • Built in 1976

  • Private deck/patio

  • Off-street parking


  • 45 total units

  • 27 one bedroom units

  • 18 two bedroom units

  • 2 fully handicapped accessible one bedrooms


  • Designated for persons 62+

  • Designated for persons with disabilities

Income limits

  • $54,950 for 1 person

  • $62,800 for 2 persons

Floor plans


  • Newly remodeled one and two bedroom apartments
  • Fully equipped kitchen with updated stove and refrigerator
  • Plentiful storage throughout unit
  • Hook up for cable, telephone and internet
  • Large community room and front sitting room
  • Large private deck or patio
  • Garden space available on-site
  • On-site laundry available
  • Off-street parking
  • Free van service available
  • A resident business center is equipped with high speed internet access for the free computer workstation
  • Rent includes utilities


Tenant rent is generally 30% of the household income but no less than the minimum rent. Some units receive Rural Development Rental Assistance which allows very low income tenants to pay only 30% of their income for rent. Rental Assistance pays the difference between 30% of a tenant’s income and the minimum rent. Heat, electricity, hot water and trash removal/recycling are included in the rent.

1 Bedroom2 Bedroom
Minimum rent$435$582
Maximum rent$494$641
Security deposit$300$300


Rent pays the operating costs. Minimum and maximum rents are budget based. The minimum rent is the monthly per unit cost of routine operating costs. As explained in the audit report, this building has deferred the mortgage for 20 years to reduce the cost of operating. The maximum rent includes a mortgage payment at the note rate as stated when the mortgage originally was loaned to the Housing Authority.

Rental Assistance is available to 17 of the 45 apartments. This assistance ensures that very low income renters who live in Edgewater pay only 30% of their income for rent.

The Board of Commissioners and USDA Rural Development approve the operating budget and rent change annually. Routine operating expenses include replacement of appliances and carpets as needed. Budget planning takes into account anticipated  costs to prepare units for re-rental.

A Reserve for Replacement account is a separate account for capital improvements. Monthly deposits are made to the project reserves. Rural Development approval is needed for any expenditure from the Reserve account.

This development was renovated in 2019 using USDA Multifamily Preservation Program (MPR). Renovations included upgrades to plumbing and heating systems, windows, and fire alarm systems, replacement of apartment vanities, cupboards, flooring, carpet, ventilation, window blinds and appliances. The MPR program defers all mortgage debt for 20 years.

All apartments were remodeled in 2019 with new flooring, cabinets, vanities, appliances and windows with vertical blinds.


  • USDA Rural Development


  • Multifamily Direct Loan Section 515
  • USDA Section 521 Rental Assistance
  • USDA Multifamily Preservation Program


Edgewater is located at 629 N Main St.

C O N T A C T   U S

Let’s talk housing.

River Falls Housing Authority professionally manages the properties with excellent administrative and maintenance staff. Contact our office today for more information on your new home.

Business hours:

Monday through Friday 8:30am to 12:30pm.